|Money for Nothing, Guilt for Free|
|Season 1, Episode 19|
|Air Date||November 26, 2006|
|Director||Roger S. Christiansen|
|Previous||People Who Use People|
|Next||Debt It Be|
"Money for Nothing, Guilt for Free" is the nineteenth episode of the first season. The title is a reference to the Dire Straits song "Money for Nothing."
Miley, Lilly, Oliver, Amber and Ashley's teacher sends his students off to raise money for a local fundraising program. Miley and Lilly want to beat Amber and Ashley to win a $300 gift card for the mall, and for bragging rights. They are unsuccessful at raising money until they have the idea to raise money through Hannah Montana, which enables them to collect a large amount. They then feel guilty, however, when they realize that another girl, Sarah, who is wholeheartedly devoted to charity, is working much harder to raise money, and they decide to give her the money instead, so she can win the contest. Sarah however, won't accept the money from them, so Miley dresses up as Hannah Montana to give her the money. In spite of this, Amber and Ashley still win the contest, but only because Oliver accidentally bragged to Amber and Ashley, telling them that Sarah had more money than them. Not wanting to be beaten by Sarah, Amber and Ashley quickly went back to their parents and asked them to write another check. However, their victory is spoiled by having their prize money go to charity and having to work in a soup kitchen during their day off school. The picture of Amber and Ashley taken that very day shows them covered with soup and looking thoroughly disgusted. Miley, Lilly, and Oliver got their revenge!
In a subplot, Jackson believes that he is better than his dad at sports. However, this changes when Cooper tells him that Robbie is letting him win. Jackson wants to prove to anyone that he can beat his dad, and his dad didn't need to feign inability. Cooper gives Jackson some lessons in ping pong so he can beat his father at something; Jackson wins, but due to Jackson's gloating attitude he and his father become fiercely competitive over petty things. This episode ends with Jackson and Robbie having a contest of who can drink a ton of water and hold it in the longest. Robbie Ray wins and he exclaims, "I knew having eight brothers and sisters and one outhouse would pay off someday."
- The little girl seen in the ball pit after Hannah and Lola left is played by Miley Cyrus' little sister, Noah Cyrus. Since both Lola and Hannah's wigs came off in the pit, the little girl now knows about them.